A Michigan employer is required to provide which of the following for adult employees?

In Michigan, employers are not legally mandated to provide health insurance, retirement benefits, or paid time off to adult employees. The law allows flexibility for employers to decide on these benefits based on their business model, industry standards, and company policies.

While many employers offer these benefits to attract and retain employees, it is not a legal requirement to do so. Health insurance is often provided, particularly in larger companies, but there is no obligation for employers to offer it to every adult employee. Similarly, retirement benefits like 401(k) plans are common but not obligatory, and paid time off varies widely among employers.

Therefore, the correct answer reflects the lack of legal requirements for these benefits, confirming that there is no obligation for Michigan employers to provide options A, B, or C.